What kind of protection are you looking for?

Asurgo compares 25 top-rated carriers across final expense, term life, mortgage protection, and retirement plans. Pick your starting point on the right.

★★★★★ 4.9 Google $30M+ coverage written 1,500+ families protected
Free · 60 seconds · 25 carriers
Question 1 of 7Get Started

What are you trying to do?

Pick the closest match. We'll tailor the rest to you.

Question 2 of 7What Matters

What matters most to you?

Different goals point to different carriers. Pick the closest.

Got It

We've got you.

25+
Carriers we compare for you

The next questions narrow our 25 carriers to your top three matches.

Question 3 of 7Beneficiary

Who would you want the policy to pay?

The beneficiary is the person who receives the money. You can always change this later.

Question 4 of 7About You

A little about you.

We're licensed in all 50 states. Each state has its own group of carriers we can shop for you.

We'll find your state automatically. We couldn't match that ZIP. Please double-check it.
We're so glad you reached out. The carriers we work with aren't able to start brand-new coverage at age 85 or older, so we won't be able to find you a policy this time. We truly wish we could help — and we hope you have a wonderful day.
Almost There

Based on your answers, we'll compare your top carriers.

Two quick questions left to confirm which carriers are the best fit for you.

3/25
Best Matches Coming Up
Question 5 of 7Health Snapshot

Have you used tobacco in the last 12 months?

No judgment. Different carriers have different rates for tobacco users. We'll match you to the best one.

Question 6 of 7Current Coverage

Do you currently have coverage?

If you do, we'll compare your current plan against our 25 carriers. Often we find a better one.

Last StepQuestion 7 of 7

What's the best way to reach you?

Your information stays private. We never sell your data. A licensed Asurgo advisor will share your top three matches.

Any format works.Please enter a valid U.S. phone number.
Please enter a valid email address.
What happens next: A licensed Asurgo advisor will call you within 5 minutes. They will walk you through your top three matches and your best rate. No obligation.

Shopping 25 carriers for your best rate...

Checking eligibility...

We have your request, friend.

Your top three carrier matches are ready. Book your 15-minute call below to see your rates.

See your top 3 carriers. Pick a time.

Your advisor will reveal your matched carriers by name and confirm your exact rate on a quick 15-minute call.

— or call us right now —
855-380-9555

You're on the calendar.

Your advisor will call you at:

Check your phone — we're sending a confirmation text with your advisor's name and direct number.

Need to reach us sooner? Call 855-380-9555

4.9
Google Rating
1,500+
Families
25+
Carriers
$30M+
Coverage
4.9
Google Rating
1,500+
Families Protected
25+
Carriers Compared
$30M+
Coverage Written

We Compare 25+ Top-Rated Carriers

Why Asurgo

Three reasons families choose us.

Instant comparisons

We compare 25 carriers in under 60 seconds, then show you the best three for your situation.

🤝

Honest advisors

Licensed advisors, not call-center pressure. We answer your questions and let you decide.

🔒

Locked-in rates

Once approved, your rate never goes up. Coverage that lasts as long as you pay.

Same coverage. Different prices.

Real client comparison · same coverage, five carriers
Carrier A$74 / mo
Carrier B$61 / mo
Carrier C$54 / mo
Carrier D$49 / mo
Best rate found$42 / mo
Save $384 / year vs. the highest quote
The Difference

Why an independent broker wins.

Captive agents sell one company. Online-only tools show a limited panel. We work for your family across 25 carriers.

What you getAsurgoCaptive agentsOnline-only tools
Compare 25 A-rated carriersOne companyLimited panel
A licensed advisor calls youMaybeAlmost never
No medical exam where eligibleVariesVaries
Same-day coverageDays to weeksDays
No fees, ever
Works for you, not a carrier
Real Families

From real families.

★★★★★
My current company quoted me $74. Asurgo found the same coverage for $42. Saved $384 a year.
Patricia M.
Phoenix, AZ · age 71
★★★★★
They didn't try to sell me. They asked questions, compared carriers, and gave me the cheapest one that approved me.
Dorothy R.
Tampa, FL · age 68
★★★★★
Two carriers turned me down for my heart condition. Asurgo found one that approved me the same day.
Earnestine W.
Birmingham, AL · age 66
Common Questions

Honest answers.

We compare final expense (burial insurance), term life, mortgage protection, and retirement plans like indexed universal life and annuities. Tell us your goal and we match you to the right one.
No. You pay the same rate as if you went straight to the carrier. The carrier pays us. Going through us gets you 25 carriers compared instead of one.
Often no. Many plans use simplified approval, which means a few health questions and no exam. Your advisor will confirm what applies to your plan.
Almost always. With diabetes, heart disease, COPD, or a history of cancer, you usually qualify with at least one of our 25 carriers. If one turns you down, we have 24 more.
Many policies are approved the same day. Coverage often begins within 24 hours, depending on the plan.
None. The comparison is free. The advisor call is free. If you like the rate, take it. If not, walk away.

Compare 25 carriers. See your matches.

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